Terms and conditions for using our services
Last Updated: January 2024
Welcome to Caribana Inc. These Terms of Service ("Terms") govern your access to and use of our website caribanafinancial.com and our business advisory and consulting services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.
By using our Services, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you do not agree to these Terms, you may not access or use our Services.
Caribana Inc is a business advisory and strategic consulting company providing services including but not limited to:
All advisory engagements are subject to availability and scope agreement. We reserve the right to accept or decline any engagement at our sole discretion.
You may use our website for lawful purposes only. You agree not to use our Services to:
If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
All content on our website, including text, graphics, logos, images, and software, is the property of Caribana Inc and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Submitting an inquiry does not guarantee the commencement of an advisory engagement. All consulting relationships are subject to scope agreement and mutual acceptance.
Specific terms of any advisory engagement, including deliverables, timelines, and fees, will be provided in a separate engagement agreement. Those terms will govern the advisory relationship.
Fees associated with our advisory services will be disclosed prior to engagement. You are responsible for all applicable fees as outlined in your engagement agreement.
By opting in to receive SMS/MMS messages from Caribana Inc, you expressly consent to receive recurring marketing and promotional messages, including automated messages, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our business advisory and consulting services.
Message frequency varies. You may receive up to 4 messages per month. Message and data rates may apply according to your mobile carrier plan. You are responsible for any charges incurred from your wireless provider.
You may opt out of SMS/MMS communications at any time by replying STOP to any message. Upon receiving your opt-out request, we will send one final confirmation message and cease sending marketing messages to that number. You may also contact us at caribana@caribanafinancial.com to opt out.
Consent to receive SMS/MMS messages is NOT a condition of purchase or use of our advisory services. You may choose not to opt in or may opt out at any time without affecting your eligibility for our services.
For help with SMS messages, reply HELP to any message or email us at caribana@caribanafinancial.com. We will respond to support inquiries within 2 business days.
Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our Services, you consent to our data practices as described in the Privacy Policy.
Our website and Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, Caribana Inc shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of our Services. Our total liability shall not exceed the amount you paid to us in the 12 months preceding the claim.
Information on our website is for general informational purposes only and does not constitute legal, financial, or tax advice. You should consult with qualified professionals before making significant business decisions.
You agree to indemnify, defend, and hold harmless Caribana Inc, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of your use of our Services, violation of these Terms, or infringement of any third-party rights.
Our website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of third-party sites. Your use of third-party services is at your own risk and subject to their terms and conditions.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. Your continued use of our Services after changes are posted constitutes your acceptance of the revised Terms.
We may terminate or suspend your access to our Services at any time, without prior notice, for any reason, including if we believe you have violated these Terms. Upon termination, your right to use the Services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Caribana Inc operates, without regard to conflict of law principles.
Any disputes arising out of or relating to these Terms or our Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class actions or class arbitrations.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy and any engagement agreements you enter into with us, constitute the entire agreement between you and Caribana Inc regarding your use of our Services.
If you have questions about these Terms of Service, please contact us:
Caribana Inc
Email: caribana@caribanafinancial.com
Website: caribanafinancial.com
We will respond to inquiries within 2 business days.